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PDF Download Paying for College, 2019 Edition: Everything You Need to Maximize Financial Aid and Afford College (College Admissions Guides)

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Paying for College, 2019 Edition: Everything You Need to Maximize Financial Aid and Afford College (College Admissions Guides)

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Review

"A first-rate guide through the financial aid maze." — Lynn Brenner, Newsday"Can save thousands in college bills." — John Wasik, Forbes

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About the Author

The experts at The Princeton Review have been helping students, parents, and educators achieve the best results at every stage of the education process since 1981. The Princeton Review has helped millions succeed on standardized tests, and provides expert advice and instruction to help parents, teachers, students, and schools navigate the complexities of school admission. In addition to classroom courses in over 40 states and 20 countries, The Princeton Review also offers online and school-based courses, one-to-one and small-group tutoring as well as online services in both admission counseling and academic homework help.

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Product details

Series: College Admissions Guides

Paperback: 352 pages

Publisher: Princeton Review; 2019 Edition edition (September 18, 2018)

Language: English

ISBN-10: 0525567550

ISBN-13: 978-0525567554

Product Dimensions:

7.8 x 0.8 x 10.2 inches

Shipping Weight: 1.6 pounds (View shipping rates and policies)

Average Customer Review:

3.6 out of 5 stars

4 customer reviews

Amazon Best Sellers Rank:

#51,696 in Books (See Top 100 in Books)

Very thorough in pre-planning your financial situation.. best of bought at or before your students junior year.

Excellent guide.

"Paying For College: Everything You Need to Maximize Financial Aid and Afford College (2019 Edition)" (2018 publication; 352 pages) is the latest edition of the book that previously was published as "Paying For College Without Going Broke". In the book's opening, the authors observe that "You might think that the families who receive the most financial aid would be the families with the most need. In fact, this is not necessarily true. ... Financial aid strategy is for everyone. Whether you are just getting by or reasonably well off, you still want to maximize your aid eligibility." In the "Long Term Strategy" chapter, the authors remind us of the formidable financial mountain that will needed to be climbed by anyone wishing to send their kids to college. If your school's tuition, room and board is $48,593, it will be $68,547 in a mere 10 years), and the cost rises an average of 3.5% a year (compounded yearly, of course).The book does a great job laying out the various investment and savings options, including the all-important 519 plans (available in all-but-one state--shame on you Wyoming!). In the "Short Term Strategies" chapter, the authors review what you can do (legally, of course) to, in essence, lower your assets and overall value. Keep in mind that 'Financial Aid Officers (unlike the IRS) area concerned about only four years of your financial life." The book then examines, in detail, a number of thing you ca do to shift income out of those four years, and thus increasing your financial aid eligibility. This is where the book is perhaps at its most valuable. Did you know that certain schools include the equity of your house in your overall value, but others do not? But perhaps THE most essential chapter of the book is the 65 page "Filling Out the Standard Dorms", where the authors examine line by line how to complete the FAFSA (Free Application for Federal Student Aid, the 2019-2020 form of which is included in the book's Annex) and PROFILE forms, It is surprising how easily one can get lost in what needs to go where, and simply how to fill out the forms correctly from start to finish (if you make a mistake or accidentally skip a line, the FAFSA form will not be processed, it's that simple (yet devastating). In the later parts of the book, the authors provide useful tips on how to 'negotiate' (but don't ever use that word with the FAO!) to try and get a better overall financial package. "Paying For College" is published by the Princeton Review, which publishes a slew of other college-related books, including what I think is the best college-shopping guide out there, "The Best 384 Colleges" (2019 Edition). Whether your financial needs are high, low or even non-existent, I'd readily suggest you spend some time with this book.

All information in this book can be found for free by simply reading a few articles on the internet. Summary: 1) college is expensive; 2) unless you are below poverty level, you won't get any financial help (beyond loans that need paid back at interest rates); 3) student should get good grades and entrance exam scores; it increases the chance the school might (repeat, might) offer a discount on the retail price of tuition; 4) college is expensive, good luck. I just saved you $25. You're welcome.

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Free Download Direct From Dell: Strategies That Revolutionized an Industry, by Michael Dell Catherine Fredman

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Direct From Dell: Strategies That Revolutionized an Industry, by Michael Dell Catherine Fredman

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Amazon.com Review

The PC business is full of rags-to-riches stories. But perhaps none is as dramatic as the rise of Dell Computer. In Direct from Dell, founder and CEO Michael Dell tells how he started his company from a dorm room at the University of Texas with less than $1,000 and built it into an industry powerhouse with a market capitalization of well over $100 billion. What makes Dell Computer unique is not what it sells, but rather how it sells it. Dell was first in the PC industry to pioneer the direct-selling model, a method that competitors such as Compaq and Apple Computer are only now starting to embrace. By cutting out the intermediary and creating a direct link between manufacturer and customer, Dell was able to provide customers with computers that cost less and that were more apt to meet customer needs. Direct from Dell is organized into two parts. The first recounts the history and the enormous growth of Dell Computer. The second part focuses on Dell's management approach, from developing customer focus to creating alliances with suppliers. The book manages to avoid most of the promotional and self-congratulatory air that seem to plague so many first-person CEO tomes. Anyone who has followed the PC industry or would like insight into Dell Computer's success should enjoy reading this book. Well written and easy to read. Recommended. --Harry C. Edwards

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From Publishers Weekly

The results are impressive: a 19 year-old with $1000 starts a company, remains at the helm and on top of changes in the industry for 10 years, and watches the stock rise 36,000% over another decade as his company becomes the second largest maker of PCs in the world, and the largest in the U.S. The founder of the Dell Computer Corporation uses anecdotes from his entrepreneurial life and his company's history to illustrate the "direct model" he developed to do itAone that eliminates the middleman via a host of direct-marketing media and incorporates a full-blown philosophy of doing business. While most of that philosophy's components are familiar (internally, "Reward Success by Narrowing Responsibility"; externally, "Teach Innovative Thinking"; "Retail: First in, First out"; "Hyperlink to the Future"), seeing how Dell put these theories into practice will sustain a reader's interest. Rightly, the custom-built and directly shipped computers that are the company's signature product get the most airtime. While the book, like nearly all in its CEO-authored subgenre, is heavy on self-congratulatory propaganda ("The spirit of the company that remains today was beginning to take hold"), Dell makes an agreeable maverick. Copyright 1999 Reed Business Information, Inc.

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Product details

Hardcover: 256 pages

Publisher: HarperBusiness; First Edition edition (February 17, 1999)

Language: English

ISBN-10: 0887309143

ISBN-13: 978-0887309144

Product Dimensions:

6.1 x 1 x 9.1 inches

Shipping Weight: 1.3 pounds

Average Customer Review:

4.1 out of 5 stars

93 customer reviews

Amazon Best Sellers Rank:

#242,188 in Books (See Top 100 in Books)

I'm not a fan of this book. I had to read this for a supply chain management course alongside reading The Goal by Goldratt and Cox for a different class, and the two are clearly different in terms of explaining how success was made. In The Goal, scenarios are presented and solved--you're reading a story with characters and a narrative that sneaks in production management ideas and how this topic was revolutionized.In Direct From Dell, you're reading 10-15 bullet points reiterated over and over and over again in vague, general phrases that can be applied to almost every single successful business that makes the entire thing sound like Generic Business Owner Takes Full Credit Of Company's Success And Writes Generic Book for Quick Cash and Recognition.You will get some neat, Dell-specific information, but it's almost entirely at the very beginning and very end of the book.Bullet points for running a successful business include:Listening to customersHiring for the futureTargeting demographicsReduce inventoryLearn from the pastAccept mistakesAccept others' helpSound familiar? Congratulations--you've read every other book by every other successful CEO!As stated, there are a FEW points that are specific to Dell, though. Reduction of suppliers, component customization, and selling directly to the customers, taking advantage of the internet. Things that you think are obvious and commonplace now but really weren't back then. But that's it, really--you're not going to get finer details of how these were done (likely because I don't think Mr. Dell, like many owners, really understands the finer mechanics of his machinery once the company got big enough), instead just getting cute anecdotes and vague descriptions of how these work. Lots of cute anecdotes, for sure--you'll be swimming in them before waking up and going "Huh? Why was that necessary?"It's just not a good book. I believe it's successful primarily because enough people have read it and incorporated it into their various management courses that's it's just something of a tradition, now. Make no mistake; Dell is a GREAT story of success, and the TEXTBOOK we used gave VERY CLEAR REASONS why, treating the entirety of Dell's success as an ever going Case Study within the text. But this little "book" doesn't touch on ANY of that when it really should.

Let me tell you a story. There was this kid, 12 years old, who saw that his local post office was raising money by organizing a stamp auction. This kid had a truck load of old stamps with him, as stamp collection was his hobby. So he goes out and organizes an auction of his own and raises $2,000 at the end of the event. Over the next few years his entrepreneur skills keep growing. Next at age 16, he takes a summer job of selling a local newspaper subscription. After a few days, he analyses the trend of the sell and finds that his major customers are either newly married couples or those who have recently bought a house. So he stops making random calls, finds the list of people who are going to be married from the local marriage registrar office and reaches out to them, similarly he finds details of those who are looking to buy a new house and reaches to them directly. At the end of the summer this kid had $18,000 in his kitty, more than his teacher had made that year. This kid was none other than Michael Dell.Armed with these skills, Michael, found out that during the initial computing days when he was still finishing school, the big computer companies were selling standard configurations and at much higher cost. So he started a business out of his dorm room, of assembling computers according to the requirements of his customers and started selling assembled computers at a much cheaper rate and importantly giving the customers what they wanted. This initial experience thought Michael that there are two things he had to stick to, if he had to succeed:1) Give the customer what they want, not what you have2) Sell directly to the customerThese two became the guiding principles for Dell Computers which experienced amazing growth of more than 50% every year.In "Direct from Dell" Michael has given very minute details of how Dell actually grew from a $1000 out of the dorm room company to a $60 Billion company. The book is exceptionally detailed, to an extent that I was surprised that a CEO will provide such details of his company. But clear communication is something that Michael has stressed on right from his initial days.This book also details at length about the learning's Dell gathered from their mistakes. One of the learning's which attracted me was Dell's organizational structure. Dell was growing at an exceptional rate and while everybody was busy catering to the customer demands, the internal organization (People & Infrastructure) was stretched and disorganized. Michael then got some outside help and redefined the organization and came up with "Segmentation". What it meant was that, to run the company smoothly, it was broken down into smaller companies each with their own support and sales structure. Since Dell was always a customer centric company, sticking to its principles, the segmentation was done according to the customers. So a customer like GE had its own small Dell company dedicated to it. I have personally worked in one such segmented organization in the past and can vouch for it.Dell was one of the pioneers of the "Direct" selling model wherein they eliminated the resellers and sold directly to the customer. The results of this model were multiple:1) Savings were passed to the customer. Other companies used to sell through the resellers, which meant increased cost2) Customer feedback was immediate. Other conventional companies had very few ways to find what the customer actually felt about their products.3) Online retail thrived. Prior to Dell selling computers on the internet, retail through internet was very limited.Dell however opened up a whole new line of retail which is now exploited by wide range of businessesThis book also outlines how Dell came up with the "Build to Order" model and further reduced the computer costs and passed the savings to the customer. By working in close contact with the three integral pieces, Customer, its employees & Suppliers Dell came up with ways to reduce inventory to as low as "8" days while other companies had inventory as high as "40" days. What this meant, is that, if there was a change in technology or customer demands which is very prevalent in computer industry, Dell was ready to react while other companies were behind by at least 32 days. Other companies would adjust their inventory losses by increasing the cost of other products while Dell would pass the entire savings to its customers. This was possible however by working very closely with the Suppliers in particular.Overall this book can be a blueprint for starting a new business. This is going on my good books shelf.

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PDF Ebook , by L. J. Smith

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Product details

File Size: 1087 KB

Print Length: 265 pages

Publisher: HarperTeen; 1 edition (November 2, 2010)

Publication Date: November 2, 2010

Sold by: HarperCollins Publishers

Language: English

ASIN: B003VIWNHG

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Amazon Best Sellers Rank:

#444,710 Paid in Kindle Store (See Top 100 Paid in Kindle Store)

A quick, light read. This is definitely based of the TV show that used to run on CW. As the title says this book is the story of the brothers and when they became vampires. Starting when Stefan meets Kathrine. The basics of their meeting and time together in 1864. This fells in the holes that weren't covered in the show of the events that occurred. Of course this is all through Stefan's eyes and perspective. We see little of Damon in the story as he isn't quite as present at the house. We also get a touch of the first counsel meetings with the key players of the town. Am interested to see if more of these "founding" families pop up in later books in this series.

I love L.J. Smith as a writer and she didn't disappoint with this one. I don't want to give anything away so I'll just say it was a really fun read and sucks you into that vampire worlds we've all come to love from her. So if you haven't already read the vampire diariesThe Vampire Diaries: The Awakening you should definitely do so.And if you are like me and love this type of book i can also recommend the Sookie Stackhouse books Definitely Dead: A Sookie Stackhouse Novelor really anything by Charlaine Harris.As well as a great book about a young witch. the Magic withinThe Magic Within or anything by S.B. Stewart The Alchemist's Gift (Adventures of Rhonda Lewis)HAPPY READING!!

I watched all the episodes on Netflix and wanted more. More in depth of Stefan's life before Katherine.I think it did just that and it followed the show a bit also.I had heard the other v.d. Books were not as good as these. Glad I gave these a chance the only thing that I don't like is the price.I usually never pay this much for a book and less for a kindle book.Well maybe it could have been longer also cause I read it in one day.But through all of these faults I say if you are a fan of the show probably not a fan of the original books or read them at all then you will be pretty happy with this series.Now I'm off to read the next one with yummy Damon on the cover.

The danger of having too many books in a series is they become almost like a soap opera. I do think this book was one of the better ones; it doesn't get too far out with demon foxes and spirits; it is based more on realism (as real as one can get with vampires!). The history of Stephan and Damon's family was interesting (more Damon would have been nice). I have no complaints with the writing and the book was entertaining enough. But like all the Vampire Diary books, it lacked a certain depth. For what it was, it was pretty good though. I have to say, if you are going to write a soap opera style book (a harlequin romance with vampires) - then price it accordingly.

Great book. Am going to read it again. And recommend it to others. Will read the full series. Loved it

I have always been a fan of the supernatural this is an amazing read. I could not put it down. I read it all in 2 days and now starting on the 2nt one

Okay so if you're new to Vampire Diaries? This is the book based on tv show that is based on the book series. Got that? No? Allow me to explain.LJ Smith wrote the original Vampire Diaries series (which she is still writing as of the time I am posting this review). Then they go and make a tv show based on those characters (on the air as of the time I am posting). This book, if you just glance at it states she is one of the authors on the listing, but really if you look closer it's just based on her characters. Also based both on the cover and a reading of the book it's clearly targeted at the people who love the show specifically more than the fans of the books. In fact if you've watched the show, it will seem eerily familiar as it sticks fairly true to the Stefan backstory as presented to us thus far in the show.If you've been keeping up with the more recent LJ Smith Vampire Diary books, you'll definitely feel the difference both in that this is written by others and that it's meant to be a companion piece to the show instead of the book series. It has a slightly darker more adult tone than the book series and doesn't feel as shall we say "out there" as some of the LJ Smith ones have felt recently.If you're a fan of the series I don't think you'll be disappointed though you won't feel as though there is anything new here if you've been watching the show. The second Stefan diary sounds a bit more promising in that department.

Let me start of by saying I have pre-ordered the next two, so when I say the bad things about the book, it has not turned me off. I would have liked it better if there had not been glaring errors, like the TV series has several times talked about Damon being hurt seeing Kat and Stefan dancing at the first Founder's Day Ball. The book says they never danced and in fact never stay or saw Damon. Also it seems that this was NOT the first FD Ball. There are several more errors that should have been easy to correct if someone had written the book that had even seen the series. Does not say who wrote this book, but there again, it was interesting if I just left the series out of the equation and enjoy the story...which I did. And of course at each mention of Damon all I could see was Ian.lolSince it does say based on the novels and the TV series, I was hoping for more of the latter, since I have not read any of the L.J.Smith books and don't want to until the TV show has run its course. If you love the TV show, go ahead and get this book, most of it does follow the show.

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